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Homeowners Insurance

Why You Need Homeowners Insurance

Your home is likely the most valuable asset you will ever own, and it is very likely you owe a mortgage on that home. As property values increase in Austin, it is important to make sure you have enough homeowners insurance coverage to not only cover your loan, but also the growing or replacement value of your home and its contents.

Our Home Insurance Rate Finder

Our Lezam Insurance Rate Finders are a quick and easy way to put a local team to work finding the best homeowners insurance policy to fit your needs. Click on the Rate Finder, answer a few questions, and our team of professionals will search multiple carriers to find the right coverage at the lowest price available.

Home Rate Finder

Lezam Quick Quote Get Started

Homeowners Insurance Expertise

For two decades we have dedicated ourselves to becoming the local experts for homeowners insurance. Lezam knows the market, mortgage lenders and real estate agents, and how to find the right policy to fit a homebuyer’s needs. We work with dozens of companies and are often able to pick (based on our experience) a company that will best fit a specific requirement, like for flood insurance, or for a home in a wildfire prone area. We also know where to find the best home insurance rates! So trust the Lezam home insurance experts by starting with a free insurance quote, or a visit to our Rate Finder.

The Lezam Difference

Lezam Insurance is a 5-Star consumer rated, “Superior Customer Service” award winner, and ranked as one of the top agencies in Austin and the U.S. year after year. These accolades and great reviews from our neighbors were earned by going the extra mile every time, and by providing the quickest, most reliable service you’ll find in the industry. We want to make customers for life, and ones that turn into friends. We live here, care about our customers, and we’re here to help. Every minute, every day, every way.

What We Offer

  • Homeowner’s Insurance
  • Renter’s Insurance
  • Second Home Insurance
  • Multiple Carriers
  • Free/Quick Quotes
  • Home/Auto Bundles
  • Coverage for Theft
  • Coverage for Water Damage
  • Flood Insurance

Our Mortgage Partnerships

We’ve made great efforts to learn as much about the mortgage industry and real estate transactions as possible, so we can best work with our customers and their mortgage brokers to get the insurance coverage they need as quickly as possible. Finding insurance for hard-to-insure properties is what we do. Insurance is required to get a mortgage for your new home, so our knowledge and experience often come in to play. Mortgage companies know the Lezam Difference and are often happy to hear you’re working with the Lezam team. It helps to give them the confidence that you’ll get the required insurance to close your home sale.

Teaming Up With Realtors

We know more than a thing or two about real estate transactions. The Lezam team has built great partnerships with Austin and Central Texas Realtors and Real Estate Firms. We even offer insurance training seminars for agents so they can be well aware of insurance needs. This expertise helps us know how we can best find coverage for your new home, even when insurance may be hard to get because of fire or flood danger.


Michael and the whole Lezam team are extremely knowledgeable and have great customer service. Their attention to detail and breakdown of insurance information provides a user friendly experience and some great savings. I have 2 personal properties insured through them. And send my real estate clients to Michael for a better understanding of home insurance. Would definitely recommend to all my friends and family.

- Rich R

I’d give Daniela Lezam (owner) and her firm 10 stars if I could! I’m a 7 year homeowner and recently shopped around for new homeowner’s insurance. Not only was Daniela professional, prompt and responsive, she was was educational, kind and patient with my questions. Her quotes offered the best value as well. I HIGHLY recommend Lezam Insurance as your provider!

- Arika C

I send a request for a Home Owners quote and Daniela was so attentive and nice and the quote was great! not only with a very competitive price but also with more coverage than other companies. We decided not only to chose them as our Home owners insurance, we are also taking our cars there!

- Mariely F

I worked with Michael Lezam to obtain a quote and subsequent purchase of an insurance policy on my new house in the Austin area. Michael was both very timely in obtaining the information requested as well as also providing several options to best suit my financial needs and situation. If you work with Lezam & Associates you can expect A+ service and professionalism.

- Mike H

I can’t say enough good things about the quality of service I’ve received from the Lezam Agency. We’ve been insured with this agency through auto, both personal and commercial, as well as our homeowners. They have been helpful and professional all the way. We’ve had a tornado, totaling our home and our vehicles–they were there, assisting any way they could. We had our truck stolen–they were there, helping move things along–with our CLAIM! Many agents would bow out, not get involved in the claim part. Most agencies want to gain your business (and your money) but bail during the tough stuff. These guys are top notch! Nationwide AND the Lezam agency are the BEST!

- Scvade

I am very satisfied to have Lezam Insurance Agency as my insurer for my home and auto. The customer service is very responsive. They have contacted me with opportunities to save money on rates, and a polite and helpful person is always available right away when you call. In the real test of an insurer, I submitted a claim for hail damage a few years ago. They were wonderful and covered the damage and supported me through the whole process. Love my new roof and they were very professional and fair.

- Donna N